<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress/2.2" -->
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	>

<channel>
	<title>My Mortgage Blog</title>
	<link>http://www.mymortgageadvisor.ca/blog</link>
	<description>my mortgage advisor Blog</description>
	<pubDate>Thu, 08 Mar 2012 17:28:03 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2</generator>
	<language>en</language>
			<item>
		<title>The importance of asking the right questions</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=43</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=43#comments</comments>
		<pubDate>Thu, 08 Mar 2012 17:28:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=43</guid>
		<description><![CDATA[Today, BMO Bank of Montreal re-introduced the special offer it first ran in January 2012: a 5-year closed term for 2.99%. &#8220;Special&#8221; is the perfect word to describe this product - similar to how your friends might comment on your new, unflattering hairstyle as &#8220;interesting&#8221;. I called BMO to get the fine print as my [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=43</wfw:commentRss>
		</item>
		<item>
		<title>The big cheese: BMO&#8217;s 2.99% 5-year fixed term</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=42</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=42#comments</comments>
		<pubDate>Wed, 18 Jan 2012 18:13:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=42</guid>
		<description><![CDATA[On Friday, BMO Bank of Montreal announced that it was offering a 5-year fixed-term mortgage for 2.99% for a limited time. Several lenders have followed suit, lowering their long-term fixed rates to compete with BMO. The BMO offer is a perfect example of the necessity of hiring an independent mortgage broker to arrange your next [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=42</wfw:commentRss>
		</item>
		<item>
		<title>ING Direct announces changes to its &#8220;unmortgage&#8221; - making it a little less easy for you to &#8220;save your money&#8221;.</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=41</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=41#comments</comments>
		<pubDate>Tue, 06 Dec 2011 00:10:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=41</guid>
		<description><![CDATA[I am disappointed with ING Direct. Today, the Company announced that, effective December 10th, 2011 it will be registering all of its new mortgages as 100 percent &#8220;collateral charges&#8221;. The Company currently does not prescribe to this type of registration as it does not really fit it with the &#8220;unmortgage&#8221; product that it has been [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=41</wfw:commentRss>
		</item>
		<item>
		<title>Do you think that MPAC has incorrectly assessed your property value?</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=40</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=40#comments</comments>
		<pubDate>Tue, 22 Mar 2011 22:27:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=40</guid>
		<description><![CDATA[Your MPAC (Municipal Property Assessment Corporation) assessed value is what determines your annual property taxes. If you feel that your home&#8217;s assessed value is higher than true market value, you can apply to have your property re-assessed.You can submit a &#8220;Request for Reconsideration&#8221; form to MPAC. The deadline to submit the Request for the 2011 [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=40</wfw:commentRss>
		</item>
		<item>
		<title>Clarification of Maximum Amortization Period for blending an insured mortgage</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=39</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=39#comments</comments>
		<pubDate>Thu, 17 Mar 2011 15:39:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=39</guid>
		<description><![CDATA[This blogpost deals with Borrowers who are planning to refinance an existing mortgage, or to purchase another home, who will require additional funds to proceed with the refinance or purchase. Effective March 18, 2011, the maximum amortization period available to borrowers when NEW MONEY is being added to an existing CMHC-insured mortgage will be limited 30 [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=39</wfw:commentRss>
		</item>
		<item>
		<title>Clarification on the timing of the new mortgage rules</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=38</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=38#comments</comments>
		<pubDate>Thu, 27 Jan 2011 16:18:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=38</guid>
		<description><![CDATA[I have been receiving many questions from clients regarding the upcoming Department of Finance changes. If you are applying for a mortgage for a home purchase, and we have a preapproval in place prior to March 18th, I have received confirmation that CMHC will consider &#8220;grandfathering&#8221; approvals for amortizations greater than 30 years provided there [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=38</wfw:commentRss>
		</item>
		<item>
		<title>Canadian Government announces new mortgage regulations today</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=37</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=37#comments</comments>
		<pubDate>Mon, 17 Jan 2011 16:31:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=37</guid>
		<description><![CDATA[ 
This morning, Finance Minister Jim Flaherty has announced new mortgage regulations aimed at reducing Canadians&#8217; soaring household debt.
 
Flaherty has unveiled three new rules:
(1) Mortgage amortization periods will be reduced to 30 years from 35 years.
(2) The maximum amount Canadians can borrow to refinance their mortgages will be lowered to 85 per cent from [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=37</wfw:commentRss>
		</item>
		<item>
		<title>5,373 kms or 127.3 marathons</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=36</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=36#comments</comments>
		<pubDate>Tue, 14 Dec 2010 15:27:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=36</guid>
		<description><![CDATA[That is the distance Terry Fox ran in 143 days in his cross-Canada Marathon of Hope. I ran my first half-marathon on December 5th, 2010 in Las Vegas, NV. I thought of Terry often while running my race that day. The determination that this young man showed throughout his journey should be an inspiration to [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=36</wfw:commentRss>
		</item>
		<item>
		<title>Holiday Greetings!</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=35</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=35#comments</comments>
		<pubDate>Tue, 14 Dec 2010 15:20:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=35</guid>
		<description><![CDATA[&#160;
&#160;

As the holiday season approaches, and the year comes to a close, I always enjoy setting aside some time to reflect and recognize the achievements and milestones of the year, as well as plan for the coming year.  The year 2010 was an incredible year for me in so many ways, and I have you [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=35</wfw:commentRss>
		</item>
		<item>
		<title>Variable Rate mortgages continue to improve</title>
		<link>http://www.mymortgageadvisor.ca/blog/?p=34</link>
		<comments>http://www.mymortgageadvisor.ca/blog/?p=34#comments</comments>
		<pubDate>Wed, 21 Jul 2010 03:41:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mymortgageadvisor.ca/blog/?p=34</guid>
		<description><![CDATA[The discounts on variable rate mortgages continue to improve, as we are seeing 3-year variable rates today as low as prime minus 0.75%, and 5-year variable rates at prime minus 0.60%. We are still not at the historically best discounted variable rate product that was offered in early 2008, at prime minus 1.01%, but we [...]]]></description>
		<wfw:commentRss>http://www.mymortgageadvisor.ca/blog/?feed=rss2&amp;p=34</wfw:commentRss>
		</item>
	</channel>
</rss>

